:root{
  --blue:#061f3f;
  --blue-2:#0b3568;
  --orange:#ff8a00;
  --orange-2:#ffb21a;
  --green:#66b82f;
  --text:#102033;
  --muted:#5b6b7d;
  --line:#e5edf5;
  --bg:#f6f9fc;
  --white:#fff;
  --shadow:0 18px 45px rgba(6,31,63,.14);
  --radius:24px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);background:var(--bg);line-height:1.6}
a{color:inherit} 
img{max-width:100%;height:auto}
.wrap{width:min(1120px,calc(100% - 32px));margin:0 auto}
.skip-link{position:absolute;left:-999px;top:8px;background:#fff;color:#000;padding:10px 14px;border-radius:10px;z-index:99}
.skip-link:focus{left:8px}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(229,237,245,.88)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:12px 0}
.brand,.footer-brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:900;color:var(--blue);letter-spacing:-.3px}
.brand img,.footer-brand img{border-radius:14px;box-shadow:0 8px 20px rgba(6,31,63,.2)}
.brand span{font-size:22px}.brand strong{color:var(--orange)}
.main-nav{display:flex;align-items:center;gap:6px;flex-wrap:wrap;justify-content:flex-end}
.main-nav a{padding:10px 13px;border-radius:999px;text-decoration:none;color:#27394f;font-weight:700;font-size:15px}
.main-nav a:hover{background:#eef5ff;color:var(--blue)}
.nav-cta{background:var(--blue)!important;color:#fff!important}.nav-cta:hover{background:var(--orange)!important;color:#fff!important}
.hero{position:relative;overflow:hidden;background:radial-gradient(circle at 20% 20%,#0f4a89 0,var(--blue) 42%,#04172e 100%);color:#fff;padding:72px 0 56px}
.hero:after{content:"";position:absolute;inset:auto -120px -220px auto;width:520px;height:520px;background:rgba(255,138,0,.14);border-radius:50%}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1.1fr .9fr;gap:42px;align-items:center}
.eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.11);border:1px solid rgba(255,255,255,.18);padding:7px 12px;border-radius:999px;color:#dbeafe;font-weight:800;font-size:14px}
h1,h2,h3{line-height:1.12;margin:0 0 14px;color:var(--blue)}
.hero h1{font-size:clamp(38px,6vw,66px);letter-spacing:-2px;color:#fff;margin-top:18px}
.hero .lead{font-size:20px;color:#dbeafe;max-width:660px;margin:0 0 26px}
.hero-logo-card{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.18);padding:26px;border-radius:36px;box-shadow:0 24px 70px rgba(0,0,0,.28);text-align:center}
.hero-logo-card img{width:min(360px,90%);border-radius:34px;box-shadow:0 24px 55px rgba(0,0,0,.35)}
.cta-row{display:flex;flex-wrap:wrap;gap:14px;margin:24px 0 0}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:999px;padding:14px 22px;text-decoration:none;font-weight:900;line-height:1.1;box-shadow:0 10px 24px rgba(0,0,0,.12)}
.btn-primary{background:linear-gradient(135deg,var(--orange),var(--orange-2));color:#fff}.btn-secondary{background:#fff;color:var(--blue)}.btn-ghost{background:#eef5ff;color:var(--blue);box-shadow:none}.btn-dark{background:var(--blue);color:#fff}
.btn:hover{transform:translateY(-1px)}
.trust-line{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px;color:#cfe0f7;font-weight:700;font-size:14px}.trust-line span{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.13);padding:8px 10px;border-radius:999px}
.section{padding:58px 0}.section-tight{padding:34px 0}.section-title{max-width:760px;margin:0 auto 30px;text-align:center}.section-title h2{font-size:clamp(30px,4vw,44px)}.section-title p{color:var(--muted);font-size:18px;margin:0}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 12px 34px rgba(6,31,63,.06)}
.card h3{font-size:22px}.card p{color:var(--muted);margin:0}.icon{width:48px;height:48px;border-radius:16px;display:flex;align-items:center;justify-content:center;background:#eef5ff;font-size:24px;margin-bottom:16px}
.app-panel{background:linear-gradient(135deg,#fff,#eef5ff);border:1px solid var(--line);border-radius:34px;box-shadow:var(--shadow);padding:34px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}
.app-panel h2{font-size:34px}.app-panel p{color:var(--muted);font-size:18px;margin:0 0 18px}
.notice{background:#fff8ed;border:1px solid #ffd69c;border-radius:18px;padding:16px;color:#6b3a00;font-weight:700}.notice strong{color:#392100}
.content-page{padding:42px 0 70px}.page-hero{background:#fff;border:1px solid var(--line);border-radius:32px;padding:34px;box-shadow:var(--shadow);margin-bottom:24px}.page-hero h1{font-size:clamp(34px,5vw,54px)}.page-hero p{font-size:18px;color:var(--muted);max-width:820px;margin:0}.prose{background:#fff;border:1px solid var(--line);border-radius:28px;padding:32px;box-shadow:0 10px 30px rgba(6,31,63,.05)}.prose h2{margin-top:28px}.prose h2:first-child{margin-top:0}.prose p,.prose li{color:#394a5d}.prose a{color:#0b66c3;font-weight:800}.prose ul,.prose ol{padding-left:22px}
.contact-list{display:grid;gap:16px;margin-top:18px}.contact-item{display:flex;gap:14px;align-items:flex-start;background:#f8fbff;border:1px solid var(--line);border-radius:18px;padding:16px}.contact-item strong{display:block;color:var(--blue)}.contact-item a{color:#0b66c3;font-weight:900;text-decoration:none}
.faq details{background:#f8fbff;border:1px solid var(--line);border-radius:18px;padding:16px;margin:12px 0}.faq summary{cursor:pointer;font-weight:900;color:var(--blue)}.faq p{margin:10px 0 0;color:var(--muted)}
.steps{counter-reset:step}.step-card{counter-increment:step;position:relative;padding-left:72px}.step-card:before{content:counter(step);position:absolute;left:22px;top:24px;width:36px;height:36px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--orange);color:#fff;font-weight:900}
.site-footer{background:#04172e;color:#dbeafe;margin-top:40px}.footer-grid{display:grid;grid-template-columns:1.3fr .7fr .7fr;gap:34px;padding:42px 0}.footer-brand{color:#fff;margin-bottom:14px}.site-footer p{color:#b9c7d9;margin:0 0 10px}.site-footer .small{font-size:13px;color:#94a9c0}.site-footer h3{color:#fff;font-size:18px}.site-footer ul{list-style:none;margin:0;padding:0}.site-footer li{margin:9px 0}.site-footer a{color:#dbeafe;text-decoration:none}.site-footer a:hover{color:var(--orange)}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:16px 0;color:#9fb2c8;font-size:14px}
@media (max-width:860px){.header-inner{align-items:flex-start;flex-direction:column}.main-nav{justify-content:flex-start}.hero{padding:46px 0}.hero-grid,.grid-2,.grid-3,.app-panel,.footer-grid{grid-template-columns:1fr}.app-panel{padding:24px}.hero-logo-card{order:-1}.cta-row .btn{width:100%}.page-hero,.prose{padding:24px}.trust-line span{font-size:13px}.footer-grid{gap:20px}}
@media (max-width:520px){.wrap{width:min(100% - 22px,1120px)}.brand span{font-size:20px}.main-nav a{font-size:14px;padding:8px 10px}.hero h1{letter-spacing:-1px}.section{padding:42px 0}.card{padding:22px}.app-panel h2{font-size:28px}.step-card{padding-left:58px}.step-card:before{left:16px}}